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Frequently Asked Questions

Everyday, thousands of people from all walks of life are in need of short-term, small-dollar loans. These loans are not available from banks, credit unions and other traditional lenders. With the success of "reality biased television shows such as Pawn Stars", people are discovering that modern day pawn stores are clean, well-lit businesses that serve consumers from every social strata. However, many people are still unclear on what pawn stores do and how pawn loans actually work. “With the economy still lagging, consumers are looking to pawn stores to borrow only what they need,” explains Kevin Prochaska, president of the National Pawnbrokers Association. “Yet there are some key things to keep in mind when taking out a pawn loan.” For consumers seeking safety net loans from a trusted, licensed pawnbroker, NPA answers the following questions about pawn stores:
1. What does a pawn store do? The core of a pawn store’s business is making collateral loans. Pawn stores offer loans, secured by something of value. The pawn store may have other business elements such as retail sales. However, pawnbrokers focus on lending money.

Buys And Loans

pawn shops buy gold ringsWe buy solid gold jewelry in any condition.We buy larger pieces of silver jewelry.Silver jewelry has some value however silver as a metal is much less expensive and only larger items have enough silver to be of significant value.As of this writing a troy ounce of .9999 gold is trading at $1237 compared to a troy ounce if silver which is trading at $16.00.

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